SR22 Insurance

Proof of Financial Responsibility (SR-22)

The usual method of showing proof of financial responsibility is to provide a California Insurance Proof Certificate (form SR-22/SR-1P) from an insurance company authorized to do business in California. The types of coverage on the form SR-22/SR-1P are listed below:

SR-22: A motor vehicle liability policy may be provided to cover only vehicles registered in your name (owner’s policy), only vehicles you do not own (operator’s policy), or all vehicles whether you own them or not (broad coverage). This certificate is acceptable for any DMV actions requiring proof of financial responsibility.

SR-1P: An automobile liability policy or a liability policy for vehicles with fewer than four wheels.

This certificate is acceptable after an accident without insurance, for negligent operator sanctions, for an application by a minor requiring proof or for a nonresident minor’s certificate.

To obtain a California Insurance Proof Certificate simply enter your zip code above. If necessary, persons unable to obtain this insurance coverage through their regular insurance company may have any insurance agent or broker make an application to the California Automobile Assigned Risk Plan.

The plan may be contacted directly for information at:

CALIFORNIA AUTOMOBILE ASSIGNED RISK PLAN
P O BOX 7917
SAN FRANCISCO CA 94120-7917
I-800-622-0954

Acceptable evidence of financial responsibility

All Californian insurance companies are required to electronically report insurance information for all private-use vehicle liability policies. In some cases, however, you may also be requested to submit this information to DMV by providing:

  • A document or identification card from your insurance company indicating that the vehicle is insured.
  • A DMV authorization letter, if you are a cash depositor or are self insured.
  • A copy of the surety bond, if you maintain a surety bond for financial responsibility.
  • California Proof of Insurance Certificate (SR-22) for broad coverage or owner’s policy.
  • Evidence that the vehicle is owned or leased by a public entity defined in Government Code
  • Motor carriers as defined in CVC may complete a Statement of Facts (REG 256) indicating that the carrier has evidence of insurance on file with the Public Utilities Commission or DMV pursuant to CVC