Without the right car insurance coverage, you could lose your savings or other assets if you’re held responsible for injuries to another person or damage to their property. To make sure you have the right automobile insurance, spend a few minutes on our website.
State Requirements
In most U.S. States, you are required to carry minimum automobile liability coverage, or post a bond and provide proof of insurance before you can license your car or renew your driver’s license. If you are caught driving without proof of insurance, you may have to pay fine and have your driver’s license suspended.
Types of Auto Insurance Coverages
There are many different types of car insurance coverages for you to choose from. We are here to help you to decide what coverage combinations provide the best protection at the cost that best fits your current budget.
- Fault or No-Fault - Depends on state law.
- Collision - Pays damages to your own vehicle.
- Comprehensive - Pays for losses from fire, theft, storm, etc.
- Deductible - The amount of a covered loss you agree to pay.
- Bodily Injury - Pays for injury to others when you are at fault.
- Property Damage - Pays for property damage when you are at fault.
- Medical Payments- Pays for your own or your passenger’s medical expenses.
- Personal Injury Protection - In no-fault states, this covers a broad assortment of medical expenses.
- Uninsured/Underinsured Motorist - Coverage for you if other driver is not insured or is underinsured.